Thank you for your interest in exploring funding for your management rights purchase. To help us showing you management rights in your price range, calculate an accurate price range tailored to your needs, we’ll need some key documents and information to conduct a comprehensive assessment.

How Lenders Determine Funding
Typically, lenders apply one of the following gearing calculations for management rights financing:

1. Unit Value x Gearing Ratio (usually 80%)
2. Management Rights Value x Gearing Ratio (usually 65%)
3. Combined Unit & Management Rights Value x Gearing Ratio (65%–75%)

Using an overall gearing ratio of 70% is a good benchmark to estimate your loan requirements. For example:

• Unit Value: $400,000
• Management Rights Value: $700,000
• Costs (5%): $55,000
• Total Required: $1,155,000
• Loan Amount (70%): $770,000
• Deposit + Costs Needed: $385,000​

What Lenders Consider
Beyond gearing ratios, lenders focus on:

• The balance term of agreements (including options).
• Net profit sustainability and future growth potential.
• Debt servicing capacity of the asset.
• Composition and quality of the letting pool.
• Your qualifications and experience, even if you’re new to management rights.

How We Can Help
Before presenting your application to a lender, we’ll conduct a thorough assessment to ensure it’s presented in the best possible light. Even if you’re new to the industry, qualities like life experience, communication skills, and financial preparedness are often enough to build a strong case.
Next Steps
To get started, please email [email protected] the following documents so we can calculate the price range and loan structure accurately for you:

• Proof of deposit or financial capacity.
• Details of the property/unit value.
• Any relevant personal or business financials.

Call 0404 331 310 if you have questions or need assistance gathering these documents—We are here to help!