Thank you for your interest in exploring funding for your management rights purchase. To help us showing you management rights in your price range, calculate an accurate price range tailored to your needs, we’ll need some key documents and information to conduct a comprehensive assessment.

How Lenders Determine Funding
Typically, lenders apply one of the following gearing calculations for management rights financing:

1. Unit Value x Gearing Ratio (usually 80%)
2. Management Rights Value x Gearing Ratio (usually 65%)
3. Combined Unit & Management Rights Value x Gearing Ratio (65%–75%)

Using an overall gearing ratio of 70% is a good benchmark to estimate your loan requirements. For example:

• Unit Value: $400,000
• Management Rights Value: $700,000
• Costs (5%): $55,000
• Total Required: $1,155,000
• Loan Amount (70%): $770,000
• Deposit + Costs Needed: $385,000​

What Lenders Consider
Beyond gearing ratios, lenders focus on:

• The balance term of agreements (including options).
• Net profit sustainability and future growth potential.
• Debt servicing capacity of the asset.
• Composition and quality of the letting pool.
• Your qualifications and experience, even if you’re new to management rights.

How We Can Help
Before presenting your application to a lender, we’ll conduct a thorough assessment to ensure it’s presented in the best possible light. Even if you’re new to the industry, qualities like life experience, communication skills, and financial preparedness are often enough to build a strong case.
Next Steps
To get started, please download fill in your details and email [email protected] the form below

At SIRE, we specialize in supporting buyers within the Management Rights industry, helping them achieve their business goals and streamline financing processes. With years of experience, we understand the unique opportunities and challenges in this sector.
Our team, led by industry experts, has successfully completed numerous transactions, ensuring our clients secure the right finance packages to acquire and operate Management Rights businesses effectively.


Why Choose SIRE?

• Tailored Finance Solutions: We structure customized finance packages to meet your business needs and ensure smooth operations.
• Expert Guidance: Our experienced team helps navigate potential challenges, making the buying and running process easier.
• Specialist Support: We connect you with bank specialists familiar with the Management Rights industry to handle lending, merchant facilities, and day-to-day banking needs.

Comprehensive Services Offered

• Merchant Facilities: Ensure 24/7 support for uninterrupted payment processing.
• Financial Planning & Investments: Assistance with long-term strategies and investment opportunities.
• Asset Finance Funding: Flexible solutions for expanding and improving your business operations.

How Much Can You Borrow?

• Most lenders provide 55%–65% Loan-to-Value Ratios (LVR) for Management Rights businesses and up to 80% LVR for residential properties.
• Loan approval depends on income, equity, and serviceability, including debt service ratios and external income assessments.
• Banks may prioritize previous business experience when assessing eligibility.

Talk to SIRE Today
​Choosing the right finance partner is critical. At SIRE, we ensure your financing aligns with your goals and sets you up for long-term success.
Contact us 0404 331 310 today to book an appointment and discuss your specific needs with our expert team!